The official rules for the 99th Sweepstakes1. This 99th Sweepstakes is presented in conjunction with various product offers from the Promoter and its associated publications and is open to residents of Australia and New Zealand aged 18 years or older only. The promotion opens on 23/12/09 and closes on 10/12/10. Based on past Sweepstakes, the approximate odds of winning a prize with each entry are as follows: the $450,000 Grand Prize and $50,000 Super Bonus: 1 in 6,084,000; one of the 1,700 Citizen Watches valued at $150 each: 1 in 3,579; the $55,000 Lucky Number Giveaway: 1 in 3,814,000; the $125,000 Thank You Prize and $25,000 Preferred Customer Bonus: 1 in 2,282,000; the $30,000 Director’s Promise: 1 in 2,956,000; the $60,000 Early Bounty, the $99,000 Tax Free Windfall, the $20,000 Gold Jackpot and $25,000 Holiday Bonus: 1 in 236,000.

2. The Promoter reserves the right to increase the value of any cash prize on offer in one or more promotions. The maximum amount that any cash prize may be increased by will be capped at triple the original value of the prize. The decision to increase any cash prize value and the amount of the increase for a promotion will be totally at the discretion of the Promoter and will be indicated in the promotional material for the affected promotion. Should the winning entry come from a promotion in which an increased prize value has been offered, the Promoter will award the winner the increased prize value indicated in that promotion. For all other promotions a winning entry will receive the stated prize value without the increase. If the Promoter decides to offer an increase in the value of any or all of the cash prizes, the total maximum potential value based on a maximum tripling of prizes would then respectively be increased to $3,072,000. Where the original winner drawn was eligible for the stated prize without the increase but does not claim their prize, only the amount of the prize unclaimed by the original winner drawn, being the stated prize amount without the increase, will be distributed in the unclaimed prize draw in accordance with these rules.

3. Multiple entries are permitted provided each entry is on an original entry form. No facsimiles or copies permitted. Different limitations may apply for website and phone entry when offered. Entries are not transferable. To be eligible, entries must be received by the Sweepstakes closing date. Additional deadlines apply to certain prizes including the Bonus prizes and, based on postal guidelines, we allow one week for delivery and one week for return in addition to any deadline stated. In some cases where it will not be necessary to return an entry form in order to participate, specific mention will be made of that fact in the promotional material. All eligible entries will qualify as finalists and will have a fair and equal chance to win. All prizes are guaranteed to be awarded.

4. Cash prizes may be represented from time to time as recurring payment options, home improvements, cars, travel, holidays or merchandise. Prize preferences indicated by participants at time of entry simply highlight options available and are not binding; actual choices will be confirmed with the winner following the draw. The Citizen Watch prizes are not redeemable for cash. Cash prizes will be awarded in the form of a cheque or by electronic funds transfer to the winner's nominated bank account. Cash prizes will be paid in the local currency of the winner. Prizes are not transferable.

5. In the final stages, Reader’s Digest will conduct the draws and the winners declared will be final and no further correspondence will be entered into.

6. All times specified in these Sweepstakes rules are Sydney Australian times.

7. The $60,000 Early Bounty will be drawn at 10.30am on 09/04/10, the $99,000 Tax Free Windfall will be drawn at 10.30am on 16/07/10, the $20,000 Gold Jackpot will be drawn at 10.30am on 24/09/10 and the $25,000 Holiday Bonus will be drawn at 10.30am on 26/11/10. Winners’ names will be announced in The Australian on 16/04/10, 23/07/10, 01/10/10 and 03/12/10 and in The Sunday Star-Times on 18/04/10, 25/07/10, 03/10/10 and 05/12/10 respectively. The Grand Prize, Super Bonus, Thank you Prize, Preferred Customer Bonus, Director’s Promise and Citizen Watches will be drawn at 10.30am on 17/12/10. Winners from these draws as well as the Lucky Number Giveaway winner will be notified by mail and announced in The Australian on 22/12/10 and The Sunday Star-Times on 26/12/10. All draws will take place at 80 Bay Street, Ultimo, NSW, 2007. All winners will be notified by mail within 7 days of each relevant draw. The Promoter may conduct such further draws at the same place as the original draw as is necessary at 10.30 am on 22/03/11 in order to distribute any prize unclaimed by that date subject, however, to any written directions from a regulatory authority. In the event of any winners in the unclaimed prize draw, their names will be published in The Australian on 01/04/11 and The Sunday Star-Times on 03/04/11.

8. For the Lucky Number Giveaway, 1000 numbers will be randomly selected before the promotion commences. The Department of Reader’s Digest’s Chief Financial Officer will retain the winning numbers in a security safe while the promotion is running. After the promotion closes on 10/12/10, the first winning number on the list will be released to the Sweepstakes Controller who will verify that the participant who was issued the winning number has in fact returned it as directed and if so they will be awarded the $55,000 prize. If the first drawn winning number has not been returned, the $55,000 prize will be awarded to the next number from the list of 1000 numbers which has been returned as directed. If none of the 1000 Pre Drawn numbers have been returned as directed another 1000 numbers will be drawn from 11:00am on 17/12/10 and matched against returned numbers and so on until a winner is found. The first drawn number which matches with a number that has been returned as directed will be declared the winner. The winner will be announced on 17/12/10 at 10.30am at Reader's Digest in Sydney.

9. Entrants consent to the Promoter using the entrant's name, likeness, image and/or voice in the event they are a winner (including photograph, film and/or recording of the same) in any media for an unlimited period without remuneration for the purpose of promoting this competition (including any outcome), and promoting any products manufactured, distributed and/or supplied by the Promoter. The Promoter collects entrants’ personal information in order to conduct the promotion. If the information requested is not provided, the entrant may not participate in the promotion. By entering the promotion, unless otherwise advised, each entrant also agrees that the Promoter may use this information, or disclose it to other organisations that may use it, in any media for future promotional, marketing and publicity purposes without any further reference, payment or other compensation to the entrant, including sending the entrant electronic messages. All personal details of the entrants will be stored at the office of the Promoter. Entrants’ personal information may be disclosed to State and Territory lottery departments and winners’ names published as required under the relevant lottery legislation. As per the relevant Privacy Legislation, a request to access, update or correct any information should be directed to that office.

10. The promotional material, information on how to enter, the Official Prize List and the conditions of entry described in them form part of the Sweepstakes rules. Employees (and their immediate families) of the Promoter and its contractors directly associated with the Sweepstakes are ineligible. The Promoter's decision on all matters pertaining to these rules is final. Except for any liability that cannot be excluded by law, the promoter (including its officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the promotion, including, but not limited to, where arising out of the following: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any variation in prize value to that stated in these Conditions of Entry; (e) any tax liability incurred by a winner or entrant; and/or (e) use of a prize.

11. The Promoter reserves the right, at any time, to verify the validity of entries and entrants (including an entrant’s identity, age and place of residence) and to disqualify any entrant who submits an entry that is not in accordance with these rules or who tampers with the entry process. Errors and omissions may be accepted at the Promoter's discretion. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights. Incomplete, indecipherable, inaudible or illegible entries will be deemed invalid.

12. If entry is to be made via in bound phone call: Phone calls are to be made to the phone number specified on the promotional. Call cost from landline phones will not exceed 55c, however calls from mobile and pay phones may attract a higher rate. The start time for entry into the promotion via phone is 12:00am on the start date stated. The close time for entry into the promotion via phone is 11:59 pm on the date stated on the promotional material or if no deadline is stated by, by the final closing date. Final closing date for the 99th Sweepstakes is 10th December 2010. Limitations on the number of entries permitted via the advertised phone number could include either (1) entry only permitted per person OR one (1) entry only permitted per entry opportunity.

13. If entry is to be made via the Internet at www.readersdigest.com.au or www.readersdigest.co.nz: The close time and date for entry into the promotion is 11.59PM on the deadline date stated, or if no deadline day is stated, by the final closing date. Closing date for the 99th Sweepstakes is 10th December 2010. Limitations on the number of entries permitted could include either one (1) entry only permitted per unique email address OR one (1) entry only permitted per household OR one (1) entry only permitted per entry opportunity. Any cost associated with accessing the promotional website is the entrant’s responsibility and is dependent on the Internet service provider used. The Promoter accepts no responsibility for late, non-directed or misdirected e-mail, for any technical hardware or software failures of any kind, lost or unavailable network connections or failed, incomplete, garbled or delayed computer transmission or any human error which may occur in the receipt or processing of entries. Further, the Promoter accepts no responsibility for damage to computer systems from downloading any information necessary to participate in the Sweepstakes. The Promoter (subject to relevant authorities) reserves the right to terminate or modify the Sweepstakes or the on-line portion of the Sweepstakes at any time if the Promoter’s on-line service is no longer available or is compromised by any virus, bugs, or other intervention beyond the Promoter’s control. In either of these events, prizes may be awarded based on electronic entries received prior to date of termination and mail-in entries received as of the closing date. The Promoter reserves the right in its sole discretion to disqualify any entrant who tampers with the internet entry process or is in any other way responsible for compromising the orderly operation of the Sweepstakes via the internet. The use of any automated software or any other mechanical or electronic means that allows an entrant to automatically enter repeatedly is prohibited and will render all entries submitted by that entrant invalid.

14. The Promoter is Reader’s Digest (Australia) Pty Ltd, (ABN 81000565471), 80 Bay Street, Ultimo, NSW Australia. (www.readersdigest.com.au) (www.readersdigest.co.nz). Ph: Aust 1300300162 - NZ 0800540048. Authorised under NSW Permit No. LTPS/09/07365, VIC Permit No. 09/2495, ACT Permit No. TP09/03064, SA Permit No.T09/1864.