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Unless you’re a trust fund kid or you have a bottomless bank account, you need to keep to a budget while travelling. Here are 5 hacks to help you stretch your holiday budget.

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1. Buy travel insurance
1. Buy travel insurance
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When you’re planning a trip, you will look at all the ways you can save money, such as not paying for additional baggage or looking for low-cost carriers.

However, you should never, ever scrimp on travel insurance.

Travel insurance will save you money should you encounter any emergencies while overseas.

For example, if you have a medical emergency while travelling, you can seek treatment at the hospital without worrying if you can afford it as you will be able to claim part of the cost.

Buy the best travel insurance you can afford and make sure you read the terms and conditions to understand what it covers.

Ensure you read the small print carefully.

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