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2. When you’re responding to an email
2. When you’re responding to an email
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It is actually better to provide your credit card to someone over the phone (only when you have initiated the call—more on that later) or even via text message than it is to respond with your credit card number in an email.

“There is a technique called ‘phishing’ or ‘spear phishing’, and it involves emails that are designed to extract your credit card number for an unauthorized purchase,” warns Stephen Lesavich, PhD, JD, attorney, credit card expert, and best-selling author.

Before clicking on any link, look for phishing clues like spelling mistakes, strange use of English, and logos that look off.

Another technique is to hover over a link while not clicking on it and see if you can recognize the URL.

Look for the same site outside your email and compare them.

If there is anything suspicious, do not make the purchase or make it from another site.

They’re smart, they’re sneaky, and they want your personal information. Here’s 20 things cyber crooks don’t want you to know.

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