Competition and Promotions Terms and Conditions

1. Information on how to enter and prizes form part of these Terms and Conditions. Participation in any promotion run under these Terms and Conditions is deemed acceptance of these Terms and Conditions.

2. Entry is only open to residents of Australia and New Zealand aged 18 years or older.

3. Employees (and their immediate families) of the Promoter and agencies associated with this promotion are ineligible to enter. Immediate family means any of the following: spouse, ex-spouse, de-facto spouse, child or step-child (whether natural or by adoption), parent, step-parent, grandparent, step-grandparent, uncle, aunt, niece, nephew, brother, sister, step-brother, step-sister or 1st cousin.

4. The Promoter reserves the right, at any time, to verify the validity of entries and entrants (including an entrant’s identity, age and place of residence) and to disqualify any entrant who submits an entry that is not in accordance with these Terms and Conditions or who tampers with the entry process. Errors and omissions may be accepted at the Promoter's discretion. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.

5. Incomplete, indecipherable or illegible entries will be deemed invalid.

6. If there is a dispute as to the identity of an entrant, the Promoter reserves the right, in its sole discretion, to determine the identity of the entrant.

7. Each promotion starts and finishes on the times and dates advertised on the relevant promotional material. To be eligible, entrants must follow the entry instructions set out on the relevant promotional material (by the closing date/time indicated).

8. Any applicable entry requirements or limitations will be specified in the relevant promotional material (with the details on how to enter). In the event that multiple entries are permitted, each entry must be submitted separately and in accordance with entry requirements.

9. If a draw is to take place, the draw will take place at the Promoter’s office on the date and time advertised in the relevant promotional material (unless otherwise advertised).

10. All winners will be notified in writing within 2 days of the draw and any winners of prizes valued at over $250 will be published in The Australian on the date advertised in the relevant promotional material.

11. The Promoter’s decision is final and no correspondence will be entered into.

12. The number of prizes available and their individual value will be advertised in the relevant promotional material.

13. If for any reason a winner does not take the prize by the time stipulated by the Promoter, then the prize will be forfeited.

14. If any prize is unavailable, the Promoter, in its discretion, reserves the right to substitute the prize with a prize to the equal value and/or specification.

15. Prizes, or any unused portion of a prize, are not transferable or exchangeable and cannot be taken as cash.

16. Any cash prizes will be awarded in the form of a cheque or by electronic funds transfer to the winner's nominated bank account (in the local currency of the winner).

17. In the event that a draw takes place, if necessary, a draw for any unclaimed prizes will then take place no earlier than three months after the original draw. Any winners of prizes valued at over $250 will be published in The Australian within two weeks of the draw.

18. Entrants consent to the Promoter using their name, likeness, image and/or voice in the event they are a winner (including photograph, film and/or recording of the same) in any media for an unlimited period without remuneration for the purpose of promoting the promotion (including any outcome), and promoting any products manufactured, distributed and/or supplied by the Promoter.

19. If a promotion is interfered with in any way or is not capable of being conducted as reasonably anticipated due to any reason beyond the reasonable control of the Promoter, the Promoter reserves the right, in its sole discretion, to the fullest extent permitted by law (a) to disqualify any entrant; or (b) to modify, suspend, terminate or cancel the promotion, as appropriate.

20. If entry is via an online mechanic, the website address will be specified in the promotional material. Any cost associated with accessing the promotional website is the entrant’s responsibility and will be dependent on the Internet service provider used.

21. If entry is via a premium SMS mechanic, the SMS number will be specified in the promotional material. The cost of the SMS will be 55c. Entrants must have premium service access. Details of the SMS helpline number will also be included with the promotional material. SMS entries via the Internet will be ineligible.

22. If entry is via phone, the phone number will be specified in the promotional material. Call cost from landline phones will not exceed 55c, however, calls from mobile and pay phones may attract a higher rate.

23. All entries are deemed to be received at the time of receipt into the promotion database and NOT at the time of transmission by the entrant.

24. The use of any automated entry software or any other mechanical or electronic means that allows an entrant to automatically enter a promotion repeatedly is prohibited and will render all entries submitted by that entrant invalid.

25. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in the State and Territories of Australia (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the promotion.

26. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any variation in prize value to that stated in these Terms and Conditions; (e) any tax liability incurred by a winner or entrant; or (f) use of a prize.

27. The Promoter collects personal information in order to conduct the promotion and may, for this purpose, disclose such information to third parties, including but not limited to agents, contractors, service providers, prize suppliers and, as required, to Australian regulatory authorities. Entry is conditional on providing this information. The Promoter may, for an indefinite period, unless otherwise advised, use the information for promotional, marketing, publicity, research and profiling purposes, including sending electronic messages or telephoning the entrant. Entrants should direct any request to access, update or correct information to the Promoter. All entries become the property of the Promoter.

28. The Promoter is Reader’s Digest (Australia) Pty Ltd, (ABN 81 000 565 471), 80 Bay Street, Ultimo, NSW Australia. (www.readersdigest.com.au) (www.readersdigest.co.nz). Ph: Aust 1300300162 - NZ 0800540048.

NSW Permit No. LTPM/10/1003, ACT Permit No. TP10/5520.

Million Dollar Sweepstakes

1. The Sweepstakes is open to residents of Australia and New Zealand aged 18 years or older only who receive or access marketing communications via email, mail, telephone or online from the Promoter during the promotional period. The Sweepstakes opens on 01/01/12 and closes on 31/12/12.

2. All prizes are guaranteed to be awarded. Throughout the Sweepstakes, the Promoter will conduct up to 24 ‘double up’ offers. Double up offers will only be sent to selected entrants. If an entrant receives a ‘double up’ offer and responds to the material as directed, in the event that they are drawn as the winner of the prize to which the ‘double up’ offer applies, they will receive double the prize money. The decision to increase any cash prize value and the amount of the increase will be totally at the discretion of the Promoter and will be indicated in the promotional material for the relevant prize draw. If an increased prize value has been advertised to a winning entrant, the Promoter will award that entrant the increased prize value, as advertised. For all other activities a winning entry will receive the stated prize value without the increase. If the Promoter decides to offer an increase in the value of any or all of the cash prizes, the total maximum potential value based on a maximum doubling of prizes would then respectively be increased to $2,000,000. Where the original winner drawn was eligible for the stated prize without the increase but does not claim their prize, only the amount of the prize unclaimed by the original winner drawn, being the stated prize amount without the increase, will be distributed in the unclaimed prize draw in accordance with these rules.

3. Multiple entries are permitted (unless otherwise stated) provided each entry is on an original entry form. No facsimiles or copies permitted. Entries are not transferable. To be eligible, entries must be received by the applicable closing date. Additional deadlines apply to certain prizes including the bonus prizes and, based on postal guidelines, the Promoter allows one week for delivery and one week for return in addition to any deadline stated. In some cases where it will not be necessary to return an entry form in order to participate, specific mention will be made of that fact in the promotional material. All eligible entries will qualify and will have a fair and equal chance to win the prize to which they relate.

4. Cash prizes will be awarded in the form of a cheque or by electronic funds transfer to the winner's nominated bank account. Cash prizes will be paid in the local currency of the winner. Prizes are not transferable.

5. In the final stages, the Promoter will conduct the draws and the winners declared will be final and no further correspondence will be entered into.

6. All times specified in these Sweepstakes rules are Sydney Australian times.

7. All draws will take place at Reader’s Digest, 80 Bay Street, Ultimo, NSW, 2007 at 10:30am. The draws will take place on the following dates:

o Rush For Riches Prize Draw: 05/04/12

o Prestige Payout Prize Draw: 07/07/12

o Magic Gold Rush Prize Draw: 04/10/12

o Big Bounty Prize Draw: 19/12/12

o Super Grand Prize Draw: 10/01/13;

o Appreciation Prize Draw: 10/01/13;

o Thank You Prize Draw (with Preferred Customer Bonus): 10/01/13;

o Chairman’s Reward Prize Draw: 10/01/13.

8. All winners will be notified by mail within 7 days of the relevant draw. Australian winners will be announced in The Australian on the following dates:

o 27/04/12 (Rush For Riches Prize Draw Winner);

o 27/07/12 Prestige Payout Prize Draw Winner);

o 26/10/12(Magic Gold Rush Prize Draw Winner);

o 25/01/13 (Big Bounty Prize Draw Winner, Super Grand Prize Draw Winner, Thank You Prize Draw Winner, Chairman’s Reward Prize Draw Winner and Lucky Number Jackpot Winner).

9. The Promoter may conduct such further draws at the same time and place as the original draws as necessary on 10/04/13 in order to distribute any prize unclaimed by that date subject, however, to any written directions from a regulatory authority. In the event of any Australian winners in the unclaimed prize draw, their names will be published in The Australian on 17/04/13.

10. For the Lucky Number Jackpot, 1000 numbers will be randomly selected before the Sweepstakes commences. Reader’s Digest’s Chief Financial Officer will retain the winning numbers in a security safe while the Sweepstakes is running. After the Sweepstakes closes on 31/12/12, the first winning number on the list will be released to the Prize Award Administrator who will verify that the participant who was issued the winning number has in fact returned it as directed and if so they will be awarded the Lucky Number Jackpot prize. If the first drawn winning number has not been returned, the Lucky Number Jackpot prize will be awarded to the next number from the list of 1000 numbers which has been returned as directed. If none of the 1000 pre drawn numbers have been returned as directed another 1000 numbers will be drawn at Reader’s Digest, 80 Bay Street, Ultimo, NSW, 2007 at 10:30am on 10/01/13 and matched against returned numbers until a winner is found. The first drawn number which matches with a number that has been returned as directed will be declared the winner.

11. Entrants consent to the Promoter using their name, likeness, image and/or voice in the event they are a winner (including photograph, film and/or recording of the same) in any media for an unlimited period without remuneration for the purpose of promoting this Sweepstakes (including any outcome), and promoting any products manufactured, distributed and/or supplied by the Promoter. The Promoter collects entrants’ personal information in order to conduct the Sweepstakes. If the information requested is not provided, the entrant may not participate in the Sweepstakes. By entering the Sweepstakes, unless otherwise advised, each entrant also agrees that the Promoter may use this information, or disclose it to other organisations that may use it, in any media for future promotional, marketing and publicity purposes without any further reference, payment or other compensation to the entrant, including sending the entrant electronic messages. All personal details of the entrants will be stored at the office of the Promoter. Entrants’ personal information may be disclosed to State and Territory lottery departments and winners’ names published as required under the relevant lottery legislation. As per the relevant Privacy Legislation, a request to access, update or correct any information should be directed to that office.

12. The promotional material, information on how to enter, the Official Prize List and the conditions of entry described in them form part of the Sweepstakes rules.

13. Nothing in these rules limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in the States and Territories of Australia and/or New Zealand (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the promotion.

14. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any variation in prize value to that stated in these rules; (e) any tax liability incurred by a winner or entrant; or (f) use of a prize.

15. The Promoter reserves the right, at any time, to verify the validity of entries and entrants (including an entrant’s identity, age and place of residence) and to disqualify any entrant who submits an entry that is not in accordance with these rules or who tampers with the entry process. Errors and omissions may be accepted at the Promoter's discretion. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights. Incomplete, indecipherable, inaudible or illegible entries will be deemed invalid.

16. All phone calls are to be made to the phone number specified on the promotional material. Call cost from landline phones will not exceed 55c, however, calls from mobile and pay phones may attract a higher rate. The start time for entry into the Sweepstakes via phone is 12:00am on the start date stated. The close time for entry into the Sweepstakes via phone is 11:59pm on the date stated on the promotional material or if no deadline is stated, by the final closing date.

17. If entry is via a premium SMS mechanic, the SMS number will be specified in the promotional material. The cost of the SMS will be 55c. Entrants must have premium service access. Details of the SMS helpline number will also be included with the promotional material. SMS entries via the Internet will be ineligible. SMS winners will be contacted by SMS and/or phone and the Promoter will record their address details so that the prize may be awarded. Entries are deemed to be received at the time of receipt into the Sweepstakes database and NOT at the time of transmission by the entrant.

18. Online entries close at 11.59pm on the deadline date stated.

19. Limitations on the number of entries permitted include either one (1) entry only permitted per unique email address OR one (1) entry only permitted per household OR one (1) entry only permitted per entry opportunity (if specified) OR one (1) entry per person.

20. Any cost associated with accessing the promotional website is the entrant’s responsibility and is dependent on the internet service provider used. The Promoter accepts no responsibility for late, non-directed or misdirected e-mail, for any technical hardware or software failures of any kind, lost or unavailable network connections or failed, incomplete, garbled or delayed computer transmission or any human error which may occur in the receipt or processing of entries. Further, the Promoter accepts no responsibility for damage to computer systems from downloading any information necessary to participate in the Sweepstakes. The Promoter (subject to relevant authorities) reserves the right to terminate or modify the Sweepstakes or the on-line portion of the Sweepstakes at any time if the Promoter’s on-line service is no longer available or is compromised by any virus, bugs, or other intervention beyond the Promoter’s control. In either of these events, prizes may be awarded based on electronic entries received prior to date of termination and mail-in entries received as of the closing date. The Promoter reserves the right in its sole discretion to disqualify any entrant who tampers with the internet entry process or is in any other way responsible for compromising the orderly operation of the Sweepstakes via the internet. The use of any automated software or any other mechanical or electronic means that allows an entrant to automatically enter repeatedly is prohibited and will render all entries submitted by that entrant invalid.

21. The Promoter is Reader’s Digest (Australia) Pty Ltd, (ABN 81000565471), 80 Bay Street, Ultimo, NSW Australia. (www.readersdigest.com.au) (www.readersdigest.co.nz). Ph: Aust 1300300162 - NZ 0800540048. Authorised under NSW Permit No. LTPS/11/7818, VIC Permit No. 11/1502, ACT Permit No. TP11/2954, SA Permit No.T11/1505.

Win Prizes for You & Your Friends

1. This promotion is open only to Australian residents aged 18 years and over who "like" the Reader’s Digest Australia Facebook page, and have nominated one or two friends who "like" the Reader’s Digest Australia Facebook page during the promotional period. These details must be completed on the entry form found on the www.readersdigest.com.au website. The promotion opens on 01/02/2012. Entries close at 11:59pm (Sydney time) on 19/03/2012. The prize will be drawn at Reader’s Digest, 80 Bay St Ultimo NSW 2007. The draw will take place on 22/03/2012 at 10:30am.

2. The promotional material, information on how to enter and prize details form part of these Terms and Conditions.

5. Incomplete, indecipherable or illegible entries will be deemed invalid. If there is a dispute as to the identity of an entrant, the Promoter reserves the right, in its sole discretion, to determine the identity of the entrant.

6. The first eligible entry drawn will win the following prizes, depending on whether they referred one or two friends:

- 1 friend referred: a Nintendo Wii Console valued at $188, plus a Cisco Flip Ultra HD Camcorder valued at $97 for their friend

- 2 friends referred: a Nintendo Wii Console valued at $188 and a Kindle Wi-Fi 6” e-reader valued at $139 plus a Cisco Flip Ultra HD Camcorder valued at $97 for each of their friends.

Total value of the promotion is either $285 or $521, depending on whether the winner referred one or two friends. Prizes are not transferable or exchangeable or redeemable for cash.

7. The prize winner will be notified by email after the draw and published on our website www.readersdigest.com.au.

8. Subject to the unclaimed prize draw clause, if for any reason the winner does not take the prize by the time stipulated by the Promoter, then the prize will be forfeited. If the prize is unavailable, the Promoter, in its discretion, reserves the right to substitute the prize with a prize to the equal value and/or specification.

9. The Promoter may conduct such further draws at the same time and place as the original draw as is necessary on 22/06/2012 in order to distribute the prize, if it remains unclaimed by that date.

10. Entrants consent to the Promoter using their name, likeness, image and/or voice in the event they are a winner (including photograph, film and/or recording of the same) in any media for an unlimited period without remuneration for the purpose of promoting the promotion (including any outcome), and promoting any products manufactured, distributed and/or supplied by the Promoter.

11. The Promoter collects personal information in order to conduct the promotion and may, for this purpose, disclose such information to third parties, including but not limited to agents, contractors, service providers, prize suppliers and, as required, to Australian regulatory authorities. Entry is conditional on providing this information. The Promoter may, for an indefinite period, unless otherwise advised, use the information for promotional, marketing, publicity, research and profiling purposes, including sending electronic messages or telephoning the entrant. Entrants should direct any request to access, update or correct information to the Promoter. All entries become the property of the Promoter. The Promoter's decision on all matters pertaining to this promotion is final and no correspondence will be entered into.

12. Limit one (1) entry per person.

13. Any cost associated with accessing the promotional website is the entrant’s responsibility and is dependent on the Internet service provider used. The Promoter accepts no responsibility for late, non-directed or misdirected e-mail, for any technical hardware or software failures of any kind, lost or unavailable network connections or failed, incomplete, garbled or delayed computer transmission or any human error which may occur in the receipt or processing of entries. Further, the Promoter accepts no responsibility for damage to computer systems from downloading any information necessary to participate in the promotion. The Promoter reserves the right to terminate or modify the promotion at any time if the Promoter’s on-line service is no longer available or is compromised by any virus, bugs, or other intervention beyond the Promoter’s control. In either of these events, the prize may be awarded based on entries received prior to date of termination. The Promoter reserves the right in its sole discretion to disqualify any entrant who tampers with the internet entry process or is in any other way responsible for compromising the orderly operation of the promotion. If this promotion is interfered with in any way or is not capable of being conducted as reasonably anticipated due to any reason beyond the reasonable control of the Promoter, the Promoter reserves the right, in its sole discretion, to the fullest extent permitted by law (a) to disqualify any entrant; or (b) to modify, suspend, terminate or cancel the promotion, as appropriate.

14. All entries are deemed to be received at the time of receipt into the promotion database and NOT at the time of transmission by the entrant.

15. The use of any automated entry software or any other mechanical or electronic means that allows an entrant to automatically enter a promotion repeatedly is prohibited and will render all entries submitted by that entrant invalid.

16. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in the State and Territories of Australia ("Non-Excludable Guarantees"). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the promotion.

17. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any variation in prize value to that stated in these Terms and Conditions; (e) any tax liability incurred by a winner or entrant; or (f) use of a prize.

18. The Promoter is Reader’s Digest (Australia) Pty Limited, (ABN 81 000 565 471), 80 Bay Street, Ultimo, NSW Australia. Ph: Aust 1300 300 162 -(www.readersdigest.com.au.)

Authorised under NSW Permit No. LTPM/11/0617 ACT Permit No. TP11/2957

Footloose

1. This competition is open to Australian residents only, commencing 25/01/2012. All entries must be received no later than 21/02/201 5:00 pm – Australian time.

2. The promotional material, information on how to enter and prize details form part of these terms and conditions. To be eligible to enter the competition, you must reply in accordance with the conditions specified in this promotion. Employees of Reader's Digest and members of their immediate families are not eligible to enter. Reader's Digest shall not accept responsibility for lost, misdirected or delayed entries.

3. The winner will be selected at the offices of Reader’s Digest, 80 Bay St, Ultimo NSW, on or about 22/02/2011.

4. The best ten entries, as determined by the judges, will win a copy of Footloose on DVD valued at AUD$39.95. Total Number of prizes: 10. Total value of giveaway: AUD$399.50.

5. The prizewinner will be notified by email. If Reader’s Digest does not receive confirmation of acceptance of the prize within 30 days, the competition will be rejudged and a new winner announced.

6. The promoter may use the entrants' names, addresses and photographs for promotional, marketing and publicity purposes and by submitting an entry, each entrant agrees to this use. Promoters’ decisions on all matters pertaining to this competition are final

7. The promoter is Reader's Digest (Australia) Pty Ltd (ABN 81 000 565 471), 80 Bay Street, Ultimo, NSW, 2007 in Australia.

Food Processor

1. This competition is open to Australian residents only, commencing (25/01/2012). All entries must be received no later than (07/03/2012) 5:00 pm – AEST.

3. The winners will be selected at the offices of Reader’s Digest, 80 Bay St, Ultimo NSW, on or about (08/03/2012).

4. The best entries, as determined by the judges, will win a Lenoxx 7-in-1 food processor, worth AUD $179.96. Total Number of prizes: 1. Total value of giveaway: AUD $179.96. Contest prize of pizza oven, originally advertised in Reader’s Digest Australia magazine (February issue) is unfortunately not available.

7. The promoter is Reader's Digest (Australia) Pty Ltd (ABN 81 000 565 471), 80 Bay Street, Ultimo, NSW, 2007 in Australia.

Karcher

1. This prize scheme is open to residents of Australia aged 18 years or older only and

opens January 18, 2012. All entries close at 5pm AEDST on February 21, 2012.

2. The promotional material, information on how to enter and prize details form part

of these rules. To be eligible to enter, you must reply in accordance with the

conditions specified in this promotion. Employees of the Promoter and members

of their immediate families are not eligible to enter. The Promoter cannot accept

responsibility for lost, misdirected or delayed entries.

3. The Promoter reserves the right, at any time, to verify the validity of entries and

entrants (including an entrant’s identity, age and place of residence) and to

disqualify any entrant who submits an entry that is not in accordance with these

Terms and Conditions or who tampers with the entry process. Failure by the

Promoter to enforce any of its rights at any stage does not constitute a waiver of

those rights.

4. Limit of one entry per person.

5. This is a game of skill and chance plays no part in determining the winners. Each

entry will be individually judged and the winners will be determined based on the

originality, creativity and/or humour of their entry. To enter, readers must answer

in 50 words or less: “In what inventive way does your household save water?”

Readers may either visit www.handyman.net.au and fill out the online form to

enter, or mail their written answer along with their name, address, email and

phone number to GPO Box 4353, Sydney NSW 2001.

6. The two best valid entries, as determined by the judges in their discretion, will

each win one prize. Each prize comprises one of each of the following items:

Karcher K5.700 T300 high-pressure cleaning machine, gun and pressure hose,

spray lance, dirt blaster, patio and deck cleaner.

7. The total prize value is AU$1598 (inclusive of GST). The prizes are not

transferable, exchangeable or redeemable for cash.

8. The prizes will be delivered at the Promoter’s expense within six to eight weeks

of the winners being published.

9. The prize winners will be notified by email and published in the April 2012 issue

of Handyman magazine.

10. Any cost associated with accessing the promotional website is the entrant’s

responsibility and is dependent on the internet service provider used. The

promoter accepts no responsibility for any technical hardware or software failures

of any kind, lost or unavailable network connections or failed, incomplete, garbled

or delayed computer transmission or any human error which may occur in the

receipt or processing of entries. Further, the Promoter accepts no responsibility for

damage to computer systems from downloading any information necessary to

participate in the promotion. The Promoter reserves the right to terminate or

modify the promotion or the on-line portion of the promotion at any time if the

Promoter’s on-line service is no longer available or is compromised by any virus,

bugs, or other intervention beyond the promoter’s control. In either of these

events, prizes may be awarded based on entries received prior to date of

termination. The Promoter reserves the right in its sole discretion to disqualify any

entrant who tampers with the internet entry process or is in any other way

responsible for compromising the orderly operation of the promotion.

11. All entries (which shall include the literary works comprising the reply to the

promotional question) become the property of the Promoter. As a condition of

entering into this promotion, each entrant agrees to assign all of their rights, title

and interest (including copyright) in and to their entry to the Promoter. Each

entrant warrants to the Promoter that each entry submitted is an original literary

work of the entrant that does not infringe the rights of any third party. The entrant

agrees to indemnify the Promoter against all costs and claims by third parties

arising from a breach of this warranty. Entrants consent to any use of their entry

which may otherwise infringe their moral rights pursuant to the Copyright Act

1968 (Cth).

12. The Promoter collects personal information in order to conduct the promotion and

may, for this purpose, disclose such information to third parties, including but not

limited to agents, contractors, service providers, and prize suppliers. Entry is

conditional on providing this information. The Promoter may, for an indefinite

period, unless otherwise advised, use the information for promotional, marketing,

publicity, research and profiling purposes, including sending electronic messages

or telephoning the entrant. Entrants should direct any request to access, update or

correct information to the Promoter.

13. The Promoter's decision on all matters pertaining to this promotion is final.

14. Nothing in these Terms and Conditions limits, excludes or modifies or purports to

limit, exclude or modify the statutory consumer guarantees as provided under the

Competition and Consumer Act, as well as any other implied warranties under the

ASIC Act or similar consumer protection laws in the State and Territories of

Australia (“Non-Excludable Guarantees”). Except for any liability that cannot by

law be excluded, including the Non-Excludable Guarantees, the Promoter

(including its respective officers, employees and agents) excludes all liability

(including negligence), for any personal injury; or any loss or damage (including

loss of opportunity); whether direct, indirect, special or consequential, arising in

any way out of the promotion.

15. Except for any liability that cannot by law be excluded, including the Non-

Excludable Guarantees, the Promoter (including its respective officers, employees

and agents) is not responsible for and excludes all liability (including negligence),

for any personal injury; or any loss or damage (including loss of opportunity);

whether direct, indirect, special or consequential, arising in any way out of: (a)

any technical difficulties or equipment malfunction (whether or not under the

Promoter’s control); (b) any theft, unauthorised access or third party interference;

(whether or not after their receipt by the Promoter) due to any reason beyond the

reasonable control of the Promoter; (d) any variation in prize value to that stated

in these Terms and Conditions; (e) any tax liability incurred by a winner or

entrant; or (f) use of a prize.

16. The Promoter is Reader's Digest (Australia) Pty Ltd (ABN 81 000 565 471),

80 Bay Street, Ultimo NSW 2007 in Australia.

John Cleese

1. This competition is open to Australian residents only, commencing 11/1/2012. All entries must be received no later than 15/3/2012 5:00 pm – AEST.

3. The winners will be selected at the offices of Reader’s Digest, 80 Bay St, Ultimo NSW, on or about 16/3/2012

4. The best entry, as determined by the judges, will win two tickets to ‘An Evening with John Cleese’ , worth AUD $308.50. Total Number of prizes: 1. Total value of giveaway: AUD$308.50

5. The prizewinner will be notified by email. If Reader’s Digest does not receive confirmation of acceptance of the prize within 7 days, the competition will be rejudged and a new winner announced.

7. The promoter is Reader's Digest (Australia) Pty Ltd (ABN 81 000 565 471), 80 Bay Street, Ultimo, NSW, 2007 in Australia.

Cook Book Giveaway

1. This giveaway is open only to Australian residents aged 18 years or over. The giveaway will run throughout 2012.

2. To be eligible for the giveaway, you must submit a unique version of a recipe and an accompanying photo via the entry form found at www.readersdigest.com.au. Recipes can be a traditional or well-known dish but must include a unique variation that is your own. Accompanying photos must depict the recipe, as cooked by you.

3. The promotional material, information on how to submit your recipe and prize details form part of these rules. To be eligible for the giveaway, you must reply in accordance with the conditions specified in this promotion. Employees of Reader's Digest and members of their immediate families are not eligible for the giveaway. Reader's Digest cannot accept responsibility for lost, misdirected or delayed submissions.

4. Recipe submissions will be considered by Reader’s Digest at 80 Bay St Ultimo NSW at the beginning of each month. The best recipe(s), as determined by Reader’s Digest, will be published on our website at www.readersdigest.com.au and may also be featured in our Food & Recipes newsletter.

5. Entrants whose recipes are published on our website will receive a cook book valued at approximately $50. They will be notified by email and published at www.readersdigest.com.au/winners. If for any reason they do not take the prize within six weeks of being notified, the prize will be forfeited.

6. All submissions become the property of the Promoter. The Promoter may use entrants' names, addresses and photographs for promotional, marketing and publicity purposes. As a condition of entering this promotion, each entrant licenses the Promoter to use their submission in any media for an unlimited period for any reason including but not limited to future promotional, marketing or publicity purposes. Each entrant warrants to the Promoter that each submission is an original literary/artistic work of the entrant that does not infringe the rights of any third party. Entrants agree to indemnify the Promoter against all costs and claims by third parties arising from a breach of this warranty. Entrants consent to any use of their submission which may otherwise infringe their moral rights pursuant to the Copyright Act 1968 (Cth).

7. The Promoter reserves the right, at any time, to verify the validity of submissions and entrants (including an entrant’s identity, age and place of residence) and to disqualify any entrant whose submission is not in accordance with these Terms and Conditions or who tampers with the entry process. Errors and omissions may be accepted at the Promoter's discretion. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.

8. The Promoter collects personal information in order to conduct the promotion and may, for this purpose, disclose such information to third parties, including but not limited to agents, contractors, service providers and prize suppliers. Entry is conditional on providing this information. The Promoter may, for an indefinite period, unless otherwise advised, use the information for promotional, marketing, publicity, research and profiling purposes, including sending electronic messages or telephoning the entrant. Entrants should direct any request to access, update or correct information to the Promoter. All submissions become the property of the Promoter. The Promoter's decision on all matters pertaining to this promotion is final and no correspondence will be entered into.

9. Any cost associated with accessing the promotional website is the entrant’s responsibility and is dependent on the Internet service provider used. The Promoter accepts no responsibility for late, non-directed or misdirected e-mail, for any technical hardware or software failures of any kind, lost or unavailable network connections or failed, incomplete, garbled or delayed computer transmission or any human error which may occur in the receipt or processing of entries. Further, the Promoter accepts no responsibility for damage to computer systems from downloading any information necessary to participate in the promotion. The Promoter reserves the right to terminate or modify the promotion at any time if the Promoter’s on-line service is no longer available or is compromised by any virus, bugs, or other intervention beyond the Promoter’s control. In either of these events, the prize may be awarded based on entries received prior to date of termination. The Promoter reserves the right in its sole discretion to disqualify any entrant who tampers with the internet entry process or is in any other way responsible for compromising the orderly operation of the promotion. If this promotion is interfered with in any way or is not capable of being conducted as reasonably anticipated due to any reason beyond the reasonable control of the Promoter, the Promoter reserves the right, in its sole discretion, to the fullest extent permitted by law (a) to disqualify any entrant; or (b) to modify, suspend, terminate or cancel the promotion, as appropriate.

10. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in the State and Territories of Australia ("Non-Excludable Guarantees"). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the promotion.

11. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any variation in prize value to that stated in these Terms and Conditions; (e) any tax liability incurred by a winner or entrant; or (f) use of a prize.

The Promoter is Reader’s Digest (Australia) Pty Limited, (ABN 81 000 565 471), 80 Bay Street, Ultimo, NSW Australia. Ph: Aust 1300 300 162 -(www.readersdigest.com.au.)

Bio-Oil

1. The promotional material, information on how to enter and prize details form part of these Terms and Conditions. Participation in this promotion is deemed acceptance of these Terms and Conditions.

2. Entry is only open to Australian residents aged 18 years or over.

4. The Promoter reserves the right, at any time, to verify the validity of entries and entrants (including an entrant’s identity, age and place of residence) and to disqualify any entrant who submits an entry that is not in accordance with these Terms and Conditions or who tampers with the entry process. Errors and omissions will be accepted at the Promoter's discretion. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.

5. Incomplete, indecipherable or illegible entries will be deemed invalid.

6. Only one entry permitted per person.

7. If there is a dispute as to the identity of an entrant, the Promoter reserves the right, in its sole discretion, to determine the identity of the entrant.

8. Promotion commences on 9th January 2012. Entries close 11:59pm (AEDST) for online entries and last mail received for mail entries on 30th March 2012.

9. The winners will be notified by email.

10. This is a game of skill and chance plays no part in determining the winners. Each entry will be individually judged based on literary and creative merit of the answer provided to the promotional question.

11. The Promoter’s decision is final and no correspondence will be entered into.

The best valid entry, as determined by the judges in their discretion, will each win the major prize, while 600 entries will also be awarded a minor prize (as per the conditions of the contest). A total of six hundred and one (601) prizes will be awarded. They are:

Major Prize: 1 x Cuisinart Kitchen Pack valued at $617

Minor Prizes: 600 x bottles of Bio-Oil valed at $14.95 each (total $8,970)

The total prize pool is value at AU$9,587 (inclusive of GST).

12. If for any reason a winner does not redeem a prize by the time stipulated by the Promoter, then the prize will be forfeited.

13. If any prize (or part of any prize) is unavailable, the Promoter, in its discretion, reserves the right to substitute the prize (or that part of the prize) with a prize to the equal value and/or specification.

14. Prizes, or any unused portion of a prize, are not transferable or exchangeable and cannot be taken as cash.

15. When an entrant submits any materials via the promotion including comments, recordings and images (“Content”), the entrant, unless the Promoter advises otherwise, licenses and grants the Promoter, its affiliates and sub-licensees a non-exclusive, royalty-free, perpetual, worldwide, irrevocable, and sub-licensable right to use, reproduce, modify, adapt, publish and display such Content for any purpose in any media, without compensation, restriction on use, attribution or liability. Entrants agree not to assert any moral rights in relation to such use and warrant that they have the full authority to grant these rights.

Entrants agree that they are fully responsible for the Content they submit. The Promoter shall not be liable in any way for such Content to the full extent permitted by law. The Promoter may remove any Content without notice for any reason whatsoever. Entrants warrant and agree that: (a) they will not submit any Content that is unlawful or fraudulent, or that the Promoter may deem in breach of any intellectual property, privacy, publicity or other rights, defamatory, obscene, derogatory, pornographic, sexually inappropriate, violent, abusive, harassing, threatening, objectionable with respect to race, religion, origin or gender, not suitable for children aged under 15, or otherwise unsuitable for publication; (b) they will obtain prior consent from any person or property that appears in their Content; (c) they will obtain full prior consent from any person who has jointly created or has any rights in the Content, to the uses and terms herein; (d) their Content shall not contain viruses or cause injury or harm to any person or entity; and (e) they will comply with all applicable laws and regulations, including without limitation, those governing copyright, content, defamation, privacy, publicity and the access or use of others' computer or communication systems.

Without limiting any other terms herein, the entrant agrees to indemnify the Promoter for any breach of the above terms.

16. Entrants consent to the Promoter using their name, likeness, image and/or voice in the event they are a winner (including photograph, film and/or recording of the same) in any media for an unlimited period without remuneration for the purpose of promoting this promotion (including any outcome), and promoting any products manufactured, distributed and/or supplied by the Promoter.

17. If this promotion is interfered with in any way or is not capable of being conducted as reasonably anticipated due to any reason beyond the reasonable control of the Promoter, including but not limited to technical difficulties, unauthorised intervention or fraud, the Promoter reserves the right, in its sole discretion, to the fullest extent permitted by law (a) to disqualify any entrant; or (b) to modify, suspend, terminate or cancel the promotion, as appropriate.

18. Any cost associated with accessing the promotional website is the entrant’s responsibility and is dependent on the Internet service provider used.

19. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in the State and Territories of Australia (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the promotion.

20. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any variation in prize value to that stated in these Terms and Conditions; (e) any tax liability incurred by a winner or entrant; or (f) use of a prize.

21. The Promoter collects personal information in order to conduct the promotion and may, for this purpose, disclose such information to third parties, including but not limited to agents, contractors, service providers and prize suppliers. Entry is conditional on providing this information. The Promoter may, for an indefinite period, unless otherwise advised, use the information for promotional, marketing, publicity, research and profiling purposes, including sending electronic messages or telephoning the entrant. Entrants should direct any request to access, update or correct information to the Promoter. All entries become the property of the Promoter.

22. The Promoter is Reader's Digest (Australia) Pty Ltd (ABN 81 000 565 471) of 80 Bay Street, Ultimo NSW 2007.

Upstairs, Downstairs

1. This competition is open to Australian residents only, commencing 05/01/2012. All entries must be received no later than 24/01/201 5:00 pm – Australia time.

3. The winner will be selected at the offices of Reader’s Digest, 80 Bay St, Ultimo NSW, on or about 25/01/2011.

4. The best ten entries, as determined by the judges, will win a copy of Upstairs, Downstairs on DVD valued at AUD$39.99. Total Number of prizes: 10. Total value of giveaway: AUD$399.90.

7. The promoter is Reader's Digest (Australia) Pty Ltd (ABN 81 000 565 471), 80 Bay Street, Ultimo, NSW, 2007 in Australia.

New Year, New You

1. This competition is open to Australian residents only, commencing 05/01/2012. All entries must be received no later than 24/01/201 5:00 pm – Australian time.

3. The winner will be selected at the offices of Reader’s Digest, 80 Bay St, Ultimo NSW, on or about 25/01/2011.

4. The best ten entries, as determined by the judges, will win both a copy of Lonely Planet’s Happy and Stephanie Dowrick’s Everyday Kindness valued at AUD$47.98. Total Number of prizes: 10. Total value of giveaway: AUD$479.80.

7. The promoter is Reader's Digest (Australia) Pty Ltd (ABN 81 000 565 471), 80 Bay Street, Ultimo, NSW, 2007 in Australia.

Apollo18

1. This competition is open to Australian residents only, commencing 05/01/2012. All entries must be received no later than 24/01/201 5:00 pm – Australian time.

3. The winner will be selected at the offices of Reader’s Digest, 80 Bay St, Ultimo NSW, on or about 25/01/2011.

7. The promoter is Reader's Digest (Australia) Pty Ltd (ABN 81 000 565 471), 80 Bay Street, Ultimo, NSW, 2007 in Australia.

Travel Photo Contest

1. This competition is open only to Australian residents aged 18 years or over. It commences on 21/12/2011. Entries close at 11:59pm (Sydney time) on 20/01/2012.

2. Entrants must submit a photo taken on holiday via the entry form found at www.readersdigest.com.au. Photos can be taken at any location and will be judged on originality and artistic merit. Limit one entry (two photos) per person.

3. 10 finalist photos will be selected at Reader’s Digest, 80 Bay St Ultimo NSW on 23/01/2012 and posted to the Reader’s Digest Australia Facebook page (www.facebook.com/ReadersDigestAustralia). The finalists will be contacted by email and published on www.readersdigest.com.au.

4. The winner will be judged by a public vote on the Facebook photo album available from 23/01/2012. The winner will be the finalist who has received the highest number of votes by 12pm on 27/01/2012. In the event of a tie in votes the Promoter will determine the winner.

5. To vote for a particular photo, Facebook users must indicate that they ‘like’ the entry. Facebook users can vote for multiple entries, but cannot vote for the same entry more than once.

6. The winner will be notified by email after voting has closed on 27/01/2012 and published on Facebook and at www.readersdigest.com.au. The winner declared will be final and no correspondence will be entered into.

7. The winner will receive a Panasonic waterproof camera (DMCFT10) valued at $249.

The runner-up will receive a $100 Office Works voucher. Total value of the promotion is $349. Prizes are not transferable or exchangeable or redeemable for cash. If the prize is unavailable, the Promoter, in its discretion, reserves the right to substitute the prize with a prize to the equal value and/or specification.

8. The promotional material, information on how to enter and prize details form part of these Terms and Conditions. To be eligible to enter the competition, you must reply in accordance with the conditions specified in this promotion. Employees of Reader's Digest and members of their immediate families are not eligible to enter. Reader's Digest cannot accept responsibility for lost, misdirected or delayed entries.

9. All entries become the property of the Promoter. The Promoter may use entrants' names, addresses and photographs for promotional, marketing and publicity purposes. As a condition of entering this promotion, each entrant licenses the Promoter to use their entry in any media for an unlimited period for any reason including but not limited to future promotional, marketing or publicity purposes. Each entrant warrants to the Promoter that each entry submitted is an original artistic work of the entrant that does not infringe the rights of any third party. Entrants agree to indemnify the Promoter against all costs and claims by third parties arising from a breach of this warranty. Entrants consent to any use of their entry which may otherwise infringe their moral rights pursuant to the Copyright Act 1968 (Cth).

10. The Promoter reserves the right, at any time, to verify the validity of entries and entrants (including an entrant’s identity, age and place of residence) and votes and to disqualify any entrant/voter who submits an entry/vote that is not in accordance with these Terms and Conditions or who tampers with the entry/voting process. Errors and omissions may be accepted at the Promoter's discretion. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.

The Promoter also reserves the right, at any time, to invalidate any votes which it reasonably suspects have been submitted using false, incorrect, fraudulent or misleading information, including but not limited to personal details and contact information and/or votes that have been submitted through the use of multiple identities, email addresses or accounts, including but not limited to social networking accounts.

11. If for any reason the winner does not take the prize by the time stipulated by the Promoter, then the prize will be forfeited. If the prize remains unclaimed by 27/02/2012, the Promoter may name the second-place finalist as the winner in order to distribute the prize.

12. The Promoter collects personal information in order to conduct the promotion and may, for this purpose, disclose such information to third parties, including but not limited to agents, contractors, service providers and prize suppliers. Entry is conditional on providing this information. The Promoter may, for an indefinite period, unless otherwise advised, use the information for promotional, marketing, publicity, research and profiling purposes, including sending electronic messages or telephoning the entrant. Entrants should direct any request to access, update or correct information to the Promoter. All entries become the property of the Promoter. The Promoter's decision on all matters pertaining to this promotion is final and no correspondence will be entered into.

13. Any cost associated with accessing the promotional website is the entrant’s responsibility and is dependent on the Internet service provider used. The Promoter accepts no responsibility for late, non-directed or misdirected e-mail, for any technical hardware or software failures of any kind, lost or unavailable network connections or failed, incomplete, garbled or delayed computer transmission or any human error which may occur in the receipt or processing of entries/votes. Further, the Promoter accepts no responsibility for damage to computer systems from downloading any information necessary to participate in the promotion. The Promoter reserves the right to terminate or modify the promotion at any time if the Promoter’s on-line service is no longer available or is compromised by any virus, bugs, or other intervention beyond the Promoter’s control. In either of these events, the prize may be awarded based on entries/votes received prior to date of termination. The Promoter reserves the right in its sole discretion to disqualify any entrant/voter who tampers with the internet entry/voting process or is in any other way responsible for compromising the orderly operation of the promotion. If this promotion is interfered with in any way or is not capable of being conducted as reasonably anticipated due to any reason beyond the reasonable control of the Promoter, the Promoter reserves the right, in its sole discretion, to the fullest extent permitted by law (a) to disqualify any entrant/voter; or (b) to modify, suspend, terminate or cancel the promotion, as appropriate.

14. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in the State and Territories of Australia ("Non-Excludable Guarantees"). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the promotion.

15. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry, vote or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any variation in prize value to that stated in these Terms and Conditions; (e) any tax liability incurred by a winner or entrant; or (f) use of a prize.

16. Entry and continued participation in the promotion is dependent on entrants following and acting in accordance with the Facebook Statement of Rights and Responsibilities, which can be viewed at www.facebook.com/terms.php.

This promotion is in no way sponsored, endorsed or administered by, or associated with, Facebook. Entrants understand that they are providing their information to the Promoter and not to Facebook. The information an entrant provides will only be used for the purposes outlined in these Terms and Conditions. Any questions, comments or complaints about this promotion must be directed to the Promoter and not to Facebook.

The Promoter is Reader’s Digest (Australia) Pty Limited, (ABN 81 000 565 471), 80 Bay Street, Ultimo, NSW Australia. Ph: Aust 1300 300 162 -(www.readersdigest.com.au.)

Blitz Box giveaway

1. This competition is open to Australian residents only, commencing 22/12/2011. All entries must be received no later than 11.59pm on 15/01/2012 5:00 pm AEST.

3. The winner will be selected at the offices of Reader’s Digest, 80 Bay St, Ultimo NSW, on or about 16/01/2012.

4. The best 10 entries, as determined by the judges, will win a Blitz Box from the Hairhouse Warehouse, valued at $34.95. Total Number of prizes: 10. Total value of giveaway: AUD$349.50.

5. The prizewinners will be notified by e-mail and must respond to reclaim their prize no later than 22/01/2012.

7. The promoter is Reader's Digest (Australia) Pty Ltd (ABN 81 000 565 471), 80 Bay Street, Ultimo, NSW, 2007 in Australia.

Gasfuses

1. This competition is open to Australian residents only, commencing 8/12/2011. All entries must be received no later than 17/1/2012 5:00 pm – AEST.

3. The winners will be selected at the offices of Reader’s Digest, 80 Bay St, Ultimo NSW, on or about 18/12/2011

4. The best entries, as determined by the judges, will win a gasfuse fitting. worth $40 AUD . Total Number of prizes: 20. Total value of giveaway: $800 AUD

7. The promoter is Reader's Digest (Australia) Pty Ltd (ABN 81 000 565 471), 80 Bay Street, Ultimo, NSW, 2007 in Australia.

Love Never Dies

1. This competition is open to Australian residents only, commencing 01/12/2011. All entries must be received no later than 06/01/2012 5:00 pm – AEST.

3. The winners will be selected at the offices of Reader’s Digest, 80 Bay St, Ultimo NSW, on or about 07/01/2012 .

4. The winner, as determined by the judges, will win an in-season pass for 2 to ‘Love Never Dies’ in Sydney, including flights and accommodation, a meet-and-greet with the cast of ‘Love Never Dies’ and a tour of the Capitol Theatre. Five runners up will win a DVD copy of the 25th anniversary performance of ‘Phantom of the Opera’ filmed at the Royal Albert Hall.

5. The prizewinner will be notified by email. If Reader’s Digest does not receive confirmation of acceptance of the prize within 7 days, the competition will be rejudged and a new winner announced.

7. The promoter is Reader's Digest (Australia) Pty Ltd (ABN 81 000 565 471), 80 Bay Street, Ultimo, NSW, 2007 in Australia.

Black & Decker

1. This prize scheme is open to residents of Australia aged 18 years or older only and opens December 5, 2011. All entries close at 5pm AEDST on January 17, 2012.

2. The promotional material, information on how to enter and prize details form part of these rules. To be eligible to enter, you must reply in accordance with the conditions specified in this promotion. Employees of the Promoter and members of their immediate families are not eligible to enter. The Promoter cannot accept responsibility for lost, misdirected or delayed entries.

3. The Promoter reserves the right, at any time, to verify the validity of entries and entrants (including an entrant’s identity, age and place of residence) and to disqualify any entrant who submits an entry that is not in accordance with these Terms and Conditions or who tampers with the entry process. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.

4. Limit of one entry per person.

5. This is a game of skill and chance plays no part in determining the winners. Each entry will be individually judged and the winners will be determined based on the originality, creativity and/or humour of their entry. To enter, readers must answer in 50 words or less: “Tell us about the best DIY job you completed in the holidays?” Readers may either visit www.handyman.net.au and fill out the online form to enter, or mail their written answer along with their name, address and phone number to GPO Box 4353, Sydney NSW 2001.

6. The two best valid entries, as determined by the judges in their discretion, will each win one prize. Each prize comprises one of each of the following tools:

125mm angle grinder, bullseye auto-levelling laser and stud sensor, zone mouse

sander, dual-height workmate, 18 volt Li-ion drill driver, smart select screwdriver,

reciprocating saw.

7. The total prize value is AU$1510 (inclusive of GST). The prizes are not

transferable, exchangeable or redeemable for cash.

8. The prizes will be delivered at the Promoter’s expense within six to eight weeks

of the winners being published.

9. The prize winners will be notified by email and published in the March 2012 issue