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1. Call the police
1. Call the police

If you suspect your wallet was stolen, call the cops. Even though the police might not be able to track down your wallet, putting in a report will cover you in other ways. If a thief does try committing identity fraud, you’ll have to prove that you aren’t responsible for the costs. “Someone is going to lose here, and it’s either the credit card company, the bank or you,” says Robert Siciliano, CEO of “If you say you’re a victim, you need to prove it.” That police report could be the proof you need to show you’re telling the truth about false charges.

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